The category of people most at risk of falling prey to thieves are students. Out in the world for the first time, they're maybe not as aware as they should be of the perils of independency. It needn't be like that, though.
It seems that the highest
risk of being burgled is when you're a student. If your youngster is leaving
for college life, here are some pointers to help them stay secure. At one time
your son or daughter went off to university weighed down by their books. Apart from
the odd student lamp and the outdated portable TV from their childhood, that
was it as far as anything vaguely desirable to the burglar was concerned.
Nowadays, students seem to
own more expensive gadgetry than anyone else in the family. Apart from the
obligatory laptop, their televisions, i-pods, singing and dancing phones and
all sorts of electronic gadgetry seem to take up all the room in the modern
student accommodation. So it's hardly surprising that a third of students are
victims of burglary each year.
Shared accommodation creates
the most problems when it comes to security. Imagine the total value of up to
four of each of the "goodies" mentioned above and you can see the
value to the burglar. In the excitement of meeting their new flatmates and
setting up their own territories, students ignore the problems of lack of
security and they're more likely to look for things like proximity to shops and
bars than a safe environment. Quality security features such as secure locks
and burglar alarms don't necessarily come as standard and landlord’s take the
view that students wouldn't be willing to pay the rental to make this a wise
investment.
It's quite common for
student's belongings to be covered under their parent’s home insurance. You
need to check this out and if they need to insure their own belongings you'll
need to make sure they don't overlook it either. Being so conversant with the
internet, one of their first tasks won't take too long if they get on-line and
find an independent insurance adviser who'll save them the hassle of individual
quotes by searching some out for them. There are some brokers who will
specialize in insurance for students, but better to look at the whole market.
It's usually very easy to
find out how student accommodation gets broken into. One student opens a window
and then goes out. The others may not realize they're open and with a lack of
Mum and Dad to chase it up, out they go. Student accommodation tends to be
occupied for longer periods than traditional family homes, at least in the
daytime. Student timetables mean there are people coming and going all the time
and this often means there's some-one in virtually all day, which is a good
thing.
Evenings are the time when
they're more likely to be out. They need a reminder to leave a light and some
"noise" on, and the curtains closed once it's dark. I know you've
spent the last years telling them to turn the light out, turn down the music,
etc., but it's a different thing now. If the student house is away from the
college accommodation, it's normally easy to pick it out. Pizza boxes, drinks
cans and road cones can often be found "growing" in the garden. This
shrieks the fact that students are living there to the thief. Some care and
thought can hopefully avoid trouble. Better safe than sorry.
Home Insurance is essential commodity to have, in the event that you are burgled. You can say this about your Will as well; if you don't have one then you can't stipulate who to give your possessions to, when you die! At Online Cheap Wills UK we have a large library of information and articles on Cheap Wills, Last Will and Testament, Wills, Free Wills and Wills and Trusts. So click on our website and make you’re Will today!